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3431 River Drive
Richmond, KY 40475
1 day ago NEW · Active
$339,000
$174 / Sqft
3
Beds
3
Baths
1,951
Sqft
2.04
Acres
1988
Yr. Built
MLS# 26029654
Cumulative Days on Market: 1 · Includes prior listings · Currently listed since 10/27/26 · Data provided by the MLS.

Property Description

Turn-Key Home located on the Beautiful Kentucky River! This Home has been completely Renovated. Large Eat In Kitchen with connecting Living Room that overlooks the River. This home is a Rare find on the KY River. The Home is NOT located in the Floodplain. Great Investment Opportunity! Direct Water Access with New Dock. Call Today for your Private Showing!

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Property Highlights

Property Type
Residential
Property Sub Type
Single Family Residence
Bedrooms
3
Total Bathrooms
3
Living Area
1,951
Price / Sqft
$174
Acres
2.04
Year Built
1988
Cumulative Days on Market
1

Location

Area
008 - Madison County
City/Township
Richmond
Waterfront
Yes
View
Rural, Trees/Woods, Water, Other
Subdivision
Sunsweet
County
Madison

Lake/Waterfront Information

Water Body Name
Kentucky River

Property Details

Price
$339,000
Property Type
Residential
Property Sub Type
Single Family Residence

Building

Structure Type
House
Levels
Two
Total Area
1,951

Community

Local Schools

Elementary School
Boonesborough
Middle School
Michael Caudill
High School
Madison Central
School District
Madison County - 8

Interior Features

Bedrooms and Bathrooms

Total Bathrooms
3
Full Bathrooms
3
Bedrooms
3

Rooms and Basement

Total Rooms
10
Has Basement
Yes

Area and Spaces

Living Area
1,951
Above Grade Finished Area
1,302
Below Grade Finished Area
649

Appliances

Appliances
Dishwasher, Microwave, Oven, Range, Refrigerator

Interior Features

Flooring
Vinyl
Laundry Features
Electric Dryer Hookup, Washer Hookup
Window Features
Blinds

Heating and Cooling

Heating Features
Electric

Building Details

Construction

Year Built
1988
Foundations
Block

Materials

Construction Materials
Other, Hardi Plank Type
Roof
Dimensional Style, Shingle

Terms

Terms

Cumulative Days on Market
1

Heating, Cooling & Utilities

Cooling Features
Electric

Utilities

Utilities
Electricity Connected, Water Connected
Sewer
Septic Tank
Water Source
Public, Well

Lot

Acres
2.04
Lot Size
2.04
Lot Size Area Sq Ft
88,862
Lot Features
Secluded, Wooded

Exterior Features

Patio And Porch Features
Deck
Fencing
None

Parking

Parking Features
Off Street
Listed by Lifstyl Real Estate
Listing Data last updated 10/27/2026 01:00 pm
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All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 27-Oct-2026 and are subject to change without notice. Interest rates provided by the St. Louis Federal Reserve Economic Data (FRED). All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
Assumptions and Disclosures
  • Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
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  • If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
  • APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
  • Your monthly payment is not based on APR, but instead on the interest rate on your Note.
  • Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
  • These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
  • Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
  • Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
  • Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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Property History

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Status Active. This is the most recent date the listing was placed on market.
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Property information last updated
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Date of last price change
Cumulative Days on Market: 1 day (includes prior listings) · Currently listed since October 27, 2026. Data provided by the MLS.

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3431 River Drive - MLS#26029654 - $339,000
Listed by Lifstyl Real Estate, Chaz LentsIDX Logo

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Cherilyn Rockaway
Lexington, KY (859) 273-5339
[email protected]

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